Searching through KPC's archives, I was able to find a link to a program called HIP. It seems for those between 19-64 who are low income may qualify for insurance after they have paid the first $1,100 in medical expenses. I'm certain that would be a great help for those previous to qualifying for Medicare with health insurance needs. This link also carries info on other assistance programs. My interests are in what medical coverage is available for those who can't afford thousands a month in health care premiums.